COVID-19 continues to catalyse myriad problems for residential property owners. Chancellor Rishi Sunak’s announcement of a Stamp Duty Land Tax (SDLT) holiday for the first 500,000 GBP of a property purchase encouraged droves of established landlords and first-time buyers to flock towards the property market, triggering a housing bubble. Buy-to-let (BTL) investments are historically renowned…

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Boris Johnson’s call for a “revolution” in home ownership has not been taken well by the UK mortgage market. The prime minister said that there could be 2 million more homeowners in the UK through a big increase in long-term, fixed-rate mortgages involving low deposits for first-time buyers.   The prime minister was keen for…

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The performance of the UK housing market over the course of 2020 has been little short of remarkable. The first lockdown released a tide of demand for those re-evaluating their lifestyle and housing needs, the opposite of what was expected at the time. The second lockdown started on the 5th of November and will last…

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The Greater London Authority (GLA) moved from Foster’s City Hall to Siemens’ ‘The Crystal’ last month. The eco-friendly alternative features triple-glazed windows, rainwater harvesting capabilities and roof-mounted solar panels that are responsible for 20% of its electricity generation. The structure facilitates ubiquitous natural light which reduces the need for artificial sources. Whilst this move is…

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The summer’s housing boom continues as forecasts for the UK property market become increasingly positive. In August, house prices increased at their fastest rate in 16 years, despite the economy entering a recession. There was a record high of 84,190 transactions compared with 82,830 in February, the month before lockdown. Areas such as Edinburgh, Liverpool…

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REITs – Real Estate Investment Trusts – represent a slightly alternative form of liquid investment to traditional stocks and shares, with between 90 to 100% of their taxable income redistributed in the form of dividends to investors. They are identified by strong, investment-grade balance sheets with conservative leverage metrics and moderate risk implications. Between 1990…

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